About this Card

The Mastercard General Debit Card is a Kenya Shilling denominated Debit card issued in partnership with Mastercard Worldwide.

This card can be used for making ATM cash withdrawals, purchases via POS terminals and online transactions.

The card is accepted both locally and internationally and is linked to GTBank Kenya current accounts.


  • Make day to day payments at any POS, supermarket, gas stations etc.
  • Enjoy free swiping
  • Free online transactions.
  • Enjoy exclusive seasonal offers when swiping
  • Transact internationally
  • Multi-purpose spending companion
  • Enjoy safe transactions
  • Receive SMS and email notifications for every transaction
  • Valid for 3 years.


Issued upon request to all Guaranty Trust Bank (Kenya) Limited Individual, Business, NGO and Corporate account holders. 

Issuance of a General Debit Card costs KES 600 plus 20% excise.

Transaction Limit

Local and International ATM daily withdrawals: KES 40,000 

Local and International POS daily transactions: KES 200,000 

International online daily transactions limit: KES 5,000 NB: Limits can be amended upon request 

Card replacement or renewal charge is KES 600 plus 20% excise.

Note: A charge of KES 35 applies for every cash withdrawal on GTBank ATMs; KES 70 on Interswitch/Kenswitch enabled ATMs and KES 200 on MasterCard branded ATMs outside the country. *All charges are exclusive of 20% excise*.